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Fixing our Electoral System: a Lesson from our Past

Ferdinand Pecora Allow me to relate the history of the 1934 Pecora Report. Back in 1929, America was suffering from ...

The Feds Keep Lowering Mortgage Rates. But What are the Long-Term Implications?

In June 2020, Freddie Mac reported U.S. home sales increased by the most on record since 1968 when NAR began ...
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The Truth About HUD’s Implementation of the Disparate Impact Rule and the American Dream of Home Ownership

Title VIII of the Civil Rights Act of 1968 prohibits discrimination in the sale, rental, or financing of dwellings and ...
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ALL THAT GLITTERS IS NOT GOLD: Proforma Appraisals

While reading a business article the other day, I came across a passage where the writer reminded the reader of ...
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What is a Hooverville?

Hooverville Seattle 1937 Washington Duwamish Tidal Flats Hoovervilles, 1935The photo below shows Hooverville in Seattle, Washington, where unemployment reached 26 ...
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Did you ever wonder how the Secondary Mortgage Markets Works? This Summary is for you.

The relations between the primary and secondary mortgage markets are the basis of the mortgage lending process and are an ...
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The 2008 Financial Crisis Inquiry Commission Top Five Top Causes of the Crash

The Commission was established to examine the causes of the 2008 Great Recession—an economic crisis that gripped our country—and to ...
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A New Type Of Landlord: Fighting Goliath In The Time Of Corona

The eviction crisis is coming to America, and we are already five years behind.  Tenants across the country are quickly finding ...
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AI Technology Is Not Colorblind In The Housing System

It is not news to anyone that systemic racism is an issue in the United States. What might surprise people, however, ...
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The CFPB: A Tin Soldier With A New Enemy

What is a tin soldier? Once a popular toy, tin soldiers represented the symbol of bravery. No price was too ...

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