James Nelson

James worked in the U.S. banking system as a commercial banker and real estate broker for nearly 40 years. He completed his degree in Economics at Brigham Young University.

He began his career in 1982 as a Federal Banking Regulator, then gained experience in debt restructuring during the agricultural crash of the 1980s. He held management roles, including Regional Business Banking Manager for Wells Fargo in a large California market. Later as a Chief Credit Officer, he wholly restructured the commercial lending platform to reposition the bank for its acquisition. Then with a vast knowledge of commercial finance in the last decade, Nelson founded a boutique commercial loan brokerage company providing financing for large multifamily projects.

What made Nelson uniquely qualified to perform this Comprehensive Economic Study? He has worked in all phases of the Rental Housing Industry. He began as a Federal Banking Regulator, enforcing policy. Then as a Chief Credit Officer, writing policy, then as a lender and broker financing large multifamily projects. Working in each of the various industry sectors provided a greater understanding of how the components interact to form our current data-driven rental industry.

Nelson has worked and lived in many of the western states and is the father of four and grandfather of ten. In fact, his decision to author this work was out of his concern for their future.